Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$123,798$123,798$261,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$137,202$0
Funding fee$619$619$0
Note rate3.13%3.13%7.24%
Blended rate3.13%5.69%7.48%
1st payment$600.78$600.78$1,778.71
2nd payment$0.00$914.68$0.00
Taxes / mo$183.08$183.08$183.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.20
HOA / mo$0.00$0.00$0.00
Total monthly$933.86$1,848.54$2,163.99
Cash to close$166,202$29,000$29,000