Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$303,037	$297,000
Remaining term (yrs)	27.4	30.0
Secondary amount	$0	$0
Funding fee	$1,515	$0
Note rate	6.64%	7.24%
Blended rate	6.64%	7.48%
1st payment	$2,000.65	$2,024.05
2nd payment	$0.00	$0.00
Taxes / mo	$188.08	$188.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$59.40
HOA / mo	$0.00	$0.00
Total monthly	$2,338.73	$2,421.53
Cash to close	$26,963	$33,000