Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,790	$108,790	$297,000
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$188,210	$0
Funding fee	$0	$0	$0
Note rate	3.900%	3.900%	7.240%
Blended rate	4.750%	6.810%	7.480%
1st payment	$633.02	$633.02	$2,024.05
2nd payment	$0.00	$1,254.74	$0.00
Taxes / mo	$148.25	$148.25	$148.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$95.06	$95.06	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,026.33	$2,281.07	$2,381.70
Cash to close	$221,210	$33,000	$33,000