Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$328,109$328,109$494,999
Remaining term (yrs)25.425.430.0
Secondary amount$0$166,890$0
Funding fee$1,641$1,641$0
Note rate3.69%3.69%7.24%
Blended rate3.69%5.143%7.48%
1st payment$1,656.22$1,656.22$3,373.41
2nd payment$0.00$1,112.60$0.00
Taxes / mo$255.00$255.00$255.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,077.89$3,190.49$3,894.08
Cash to close$221,890$55,000$55,000