Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$231,732	$231,732	$247,410
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$29,423	$0
Funding fee	$0	$0	$0
Note rate	6.930%	6.930%	7.240%
Blended rate	7.480%	7.975%	7.480%
1st payment	$1,556.74	$1,556.74	$1,686.09
2nd payment	$0.00	$291.16	$0.00
Taxes / mo	$102.00	$102.00	$102.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$108.01	$108.01	$49.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,916.75	$2,207.91	$1,987.58
Cash to close	$43,168	$13,745	$27,490