Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$238,137	$238,137	$265,050
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$26,913	$0
Funding fee	$1,191	$1,191	$0
Note rate	6.6%	6.6%	7.24%
Blended rate	6.6%	6.844%	7.48%
1st payment	$1,567.72	$1,567.72	$1,806.31
2nd payment	$0.00	$201.85	$0.00
Taxes / mo	$84.33	$84.33	$84.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.01
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,802.06	$2,003.90	$2,093.65
Cash to close	$56,363	$29,450	$29,450