Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$315,459	$315,459	$494,550
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$179,091	$0
Funding fee	$1,577	$1,577	$0
Note rate	2.65%	2.65%	7.24%
Blended rate	2.65%	4.587%	7.48%
1st payment	$1,463.42	$1,463.42	$3,370.35
2nd payment	$0.00	$1,193.94	$0.00
Taxes / mo	$96.25	$96.25	$96.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.91
HOA / mo	$20.83	$20.83	$20.83
Total monthly	$1,747.17	$2,941.11	$3,753.01
Cash to close	$234,041	$54,950	$54,950