Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$280,723	$280,723	$1,259,550
Remaining term (yrs)	15.3	15.3	30.0
Secondary amount	$0	$978,827	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.240%
Blended rate	4.790%	7.090%	7.480%
1st payment	$2,027.06	$2,027.06	$8,583.81
2nd payment	$0.00	$6,321.59	$0.00
Taxes / mo	$370.75	$370.75	$370.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$302.94	$302.94	$251.91
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,917.42	$9,239.01	$9,423.14
Cash to close	$1,118,777	$139,950	$139,950