Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,335$266,335$405,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$138,665$0
Funding fee$1,332$1,332$0
Note rate2.73%2.73%7.24%
Blended rate2.73%4.534%7.48%
1st payment$1,243.37$1,243.37$2,760.07
2nd payment$0.00$924.43$0.00
Taxes / mo$279.75$279.75$279.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$35.00$35.00$35.00
Total monthly$1,708.12$2,632.56$3,305.82
Cash to close$183,665$45,000$45,000