Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$249,438	$249,438	$282,600
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$33,162	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.240%
Blended rate	6.880%	7.129%	7.480%
1st payment	$1,621.76	$1,621.76	$1,925.91
2nd payment	$0.00	$248.71	$0.00
Taxes / mo	$63.33	$63.33	$63.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$119.71	$119.71	$56.52
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,954.80	$2,203.51	$2,195.77
Cash to close	$64,562	$31,400	$31,400