Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$78,120	$78,120	$283,500
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$205,380	$0
Funding fee	$0	$0	$0
Note rate	3.65%	3.65%	7.24%
Blended rate	4.5%	6.854%	7.48%
1st payment	$525.79	$525.79	$1,932.05
2nd payment	$0.00	$1,326.42	$0.00
Taxes / mo	$170.00	$170.00	$170.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$81.41	$81.41	$56.70
HOA / mo	$515.00	$515.00	$515.00
Total monthly	$1,442.20	$2,768.61	$2,823.75
Cash to close	$236,880	$31,500	$31,500