Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$290,783	$278,910
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$1,454	$0
Note rate	6.320%	7.240%
Blended rate	6.320%	7.480%
1st payment	$1,843.81	$1,900.77
2nd payment	$0.00	$0.00
Taxes / mo	$186.83	$186.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$55.78
HOA / mo	$0.00	$0.00
Total monthly	$2,180.64	$2,293.38
Cash to close	$19,117	$30,990