Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$221,284	$221,284	$351,000
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$129,716	$0
Funding fee	$1,106	$1,106	$0
Note rate	3.21%	3.21%	7.24%
Blended rate	3.21%	4.98%	7.48%
1st payment	$1,108.05	$1,108.05	$2,392.06
2nd payment	$0.00	$864.77	$0.00
Taxes / mo	$243.33	$243.33	$243.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,501.38	$2,366.15	$2,855.59
Cash to close	$168,716	$39,000	$39,000