Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$283,338	$269,910
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$1,417	$0
Note rate	6.48%	7.24%
Blended rate	6.48%	7.48%
1st payment	$1,871.26	$1,839.43
2nd payment	$0.00	$0.00
Taxes / mo	$209.83	$209.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$53.98
HOA / mo	$35.00	$35.00
Total monthly	$2,266.09	$2,288.25
Cash to close	$16,562	$29,990