Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$275,704$275,704$314,910
Remaining term (yrs)26.226.230.0
Secondary amount$0$39,206$0
Funding fee$1,379$1,379$0
Note rate6.49%6.49%7.24%
Blended rate6.49%6.802%7.48%
1st payment$1,824.78$1,824.78$2,146.11
2nd payment$0.00$294.05$0.00
Taxes / mo$118.42$118.42$118.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,093.19$2,387.24$2,477.50
Cash to close$74,196$34,990$34,990