Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$340,626	$327,600
Remaining term (yrs)	27.3	30.0
Secondary amount	$0	$0
Funding fee	$1,703	$0
Note rate	6.6%	7.24%
Blended rate	6.6%	7.48%
1st payment	$2,242.43	$2,232.59
2nd payment	$0.00	$0.00
Taxes / mo	$210.17	$210.17
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$65.52
HOA / mo	$75.00	$75.00
Total monthly	$2,677.60	$2,733.27
Cash to close	$23,374	$36,400