Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$455,799	$427,500
Remaining term (yrs)	28.2	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.84%	7.24%
Blended rate	7.39%	7.48%
1st payment	$3,040.83	$2,913.40
2nd payment	$0.00	$0.00
Taxes / mo	$202.25	$202.25
Insurance / mo	$166.67	$166.67
MI / mo	$212.91	$85.50
HOA / mo	$15.00	$15.00
Total monthly	$3,637.66	$3,382.82
Cash to close	$19,201	$47,500