Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,777	$262,777	$404,999
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$142,222	$0
Funding fee	$1,314	$1,314	$0
Note rate	3.03%	3.03%	7.24%
Blended rate	3.03%	4.775%	7.48%
1st payment	$1,291.26	$1,291.26	$2,760.06
2nd payment	$0.00	$948.15	$0.00
Taxes / mo	$143.83	$143.83	$143.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,615.09	$2,563.23	$3,164.89
Cash to close	$187,222	$45,000	$45,000