Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$46,319$46,319$256,410
Remaining term (yrs)15.615.630.0
Secondary amount$0$210,091$0
Funding fee$0$0$0
Note rate3.95%3.95%7.24%
Blended rate4.8%7.217%7.48%
1st payment$330.82$330.82$1,747.43
2nd payment$0.00$1,356.84$0.00
Taxes / mo$99.00$99.00$99.00
Insurance / mo$150.00$150.00$150.00
MI / mo$49.38$49.38$51.28
HOA / mo$0.00$0.00$0.00
Total monthly$629.20$1,986.04$2,047.71
Cash to close$238,581$28,490$28,490