Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$139,505	$139,505	$314,910
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$175,405	$0
Funding fee	$0	$0	$0
Note rate	4.440%	4.440%	7.240%
Blended rate	5.290%	6.799%	7.480%
1st payment	$838.24	$838.24	$2,146.11
2nd payment	$0.00	$1,169.37	$0.00
Taxes / mo	$188.50	$188.50	$188.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.01	$118.01	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,294.75	$2,464.12	$2,547.59
Cash to close	$210,395	$34,990	$34,990