Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$170,047	$170,047	$404,100
Remaining term (yrs)	17.7	17.7	30.0
Secondary amount	$0	$234,053	$0
Funding fee	$850	$850	$0
Note rate	4.140%	4.140%	7.240%
Blended rate	4.140%	6.231%	7.480%
1st payment	$1,125.03	$1,125.03	$2,753.93
2nd payment	$0.00	$1,511.59	$0.00
Taxes / mo	$199.67	$199.67	$199.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.82
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,524.69	$3,036.28	$3,234.42
Cash to close	$278,953	$44,900	$44,900