Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$448,416	$448,416	$463,410
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$40,739	$0
Funding fee	$2,242	$2,242	$0
Note rate	5.090%	5.090%	7.240%
Blended rate	5.090%	5.655%	7.480%
1st payment	$2,919.74	$2,919.74	$3,158.13
2nd payment	$0.00	$403.15	$0.00
Taxes / mo	$218.08	$218.08	$218.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$92.68
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$3,324.49	$3,727.64	$3,655.56
Cash to close	$66,484	$25,745	$51,490