Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$152,942	$152,942	$233,100
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$80,158	$0
Funding fee	$0	$0	$0
Note rate	7.5%	7.5%	7.24%
Blended rate	8.05%	8.377%	7.48%
1st payment	$1,099.19	$1,099.19	$1,588.57
2nd payment	$0.00	$601.19	$0.00
Taxes / mo	$29.50	$29.50	$29.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.05	$72.05	$46.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,350.74	$1,951.92	$1,814.69
Cash to close	$106,058	$25,900	$25,900