Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$275,327	$279,000
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$1,377	$0
Note rate	6.33%	7.24%
Blended rate	6.33%	7.48%
1st payment	$1,794.49	$1,901.38
2nd payment	$0.00	$0.00
Taxes / mo	$214.17	$214.17
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$55.80
HOA / mo	$125.00	$125.00
Total monthly	$2,283.65	$2,446.35
Cash to close	$34,673	$31,000