Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$111,915	$111,915	$337,500
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$225,585	$0
Funding fee	$0	$0	$0
Note rate	5.21%	5.21%	7.24%
Blended rate	6.06%	7.19%	7.48%
1st payment	$955.37	$955.37	$2,300.06
2nd payment	$0.00	$1,456.90	$0.00
Taxes / mo	$198.25	$198.25	$198.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.10	$123.10	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,426.72	$2,883.62	$2,715.81
Cash to close	$263,085	$37,500	$37,500