Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,152$376,152$490,500
Remaining term (yrs)27.227.230.0
Secondary amount$0$114,348$0
Funding fee$1,881$1,881$0
Note rate6.67%6.67%7.24%
Blended rate6.67%6.98%7.48%
1st payment$2,495.96$2,495.96$3,342.75
2nd payment$0.00$762.32$0.00
Taxes / mo$223.00$223.00$223.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,885.63$3,647.95$3,830.52
Cash to close$168,848$54,500$54,500