Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$331,573	$331,573	$526,500
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$194,927	$0
Funding fee	$1,658	$1,658	$0
Note rate	4.000%	4.000%	7.240%
Blended rate	4.000%	5.481%	7.480%
1st payment	$1,847.60	$1,847.60	$3,588.09
2nd payment	$0.00	$1,299.51	$0.00
Taxes / mo	$384.92	$384.92	$384.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.30
HOA / mo	$38.00	$38.00	$38.00
Total monthly	$2,437.18	$3,736.69	$4,282.97
Cash to close	$253,427	$58,500	$58,500