Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$172,786	$172,786	$314,910
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$142,124	$0
Funding fee	$864	$864	$0
Note rate	4.32%	4.32%	7.24%
Blended rate	4.32%	5.981%	7.48%
1st payment	$1,065.31	$1,065.31	$2,146.11
2nd payment	$0.00	$947.49	$0.00
Taxes / mo	$222.75	$222.75	$222.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,438.06	$2,385.55	$2,581.84
Cash to close	$177,114	$34,990	$34,990