Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$216,171	$216,171	$229,410
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$25,984	$0
Funding fee	$1,081	$1,081	$0
Note rate	5.55%	5.55%	7.24%
Blended rate	5.55%	6.229%	7.48%
1st payment	$1,314.14	$1,314.14	$1,563.42
2nd payment	$0.00	$257.13	$0.00
Taxes / mo	$135.33	$135.33	$135.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,599.47	$1,856.60	$1,894.64
Cash to close	$38,729	$12,745	$25,490