Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$178,309	$178,309	$305,910
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$127,601	$0
Funding fee	$0	$0	$0
Note rate	3.21%	3.21%	7.24%
Blended rate	4.06%	5.703%	7.48%
1st payment	$892.86	$892.86	$2,084.77
2nd payment	$0.00	$850.67	$0.00
Taxes / mo	$138.92	$138.92	$138.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,327.83	$2,178.50	$2,434.87
Cash to close	$161,591	$33,990	$33,990