Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$93,712	$93,712	$215,910
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$122,198	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.240%
Blended rate	3.560%	6.073%	7.480%
1st payment	$438.64	$438.64	$1,471.42
2nd payment	$0.00	$814.65	$0.00
Taxes / mo	$97.08	$97.08	$97.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$76.50	$76.50	$43.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$762.23	$1,576.89	$1,761.69
Cash to close	$146,188	$23,990	$23,990