Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$250,096	$250,096	$377,550
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$127,454	$0
Funding fee	$1,250	$1,250	$0
Note rate	4.14%	4.14%	7.24%
Blended rate	4.14%	5.443%	7.48%
1st payment	$1,418.86	$1,418.86	$2,573.00
2nd payment	$0.00	$849.69	$0.00
Taxes / mo	$195.25	$195.25	$195.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.51
HOA / mo	$37.00	$37.00	$37.00
Total monthly	$1,801.11	$2,650.81	$3,030.76
Cash to close	$169,404	$41,950	$41,950