Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$254,950$254,950$369,000
Remaining term (yrs)28.528.530.0
Secondary amount$0$114,050$0
Funding fee$1,275$1,275$0
Note rate6.64%6.64%7.24%
Blended rate6.64%7.06%7.48%
1st payment$1,660.98$1,660.98$2,514.73
2nd payment$0.00$760.33$0.00
Taxes / mo$155.08$155.08$155.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.80
HOA / mo$6.25$6.25$6.25
Total monthly$1,972.31$2,732.64$2,899.86
Cash to close$155,050$41,000$41,000