Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$649,037$649,037$710,910
Remaining term (yrs)25.725.730.0
Secondary amount$0$61,873$0
Funding fee$3,245$3,245$0
Note rate5.230%5.230%7.240%
Blended rate5.230%5.558%7.480%
1st payment$3,827.01$3,827.01$4,844.84
2nd payment$0.00$464.04$0.00
Taxes / mo$344.25$344.25$344.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$142.18
HOA / mo$10.00$10.00$10.00
Total monthly$4,397.92$4,861.97$5,557.94
Cash to close$140,863$78,990$78,990