Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$364,196	$341,775
Remaining term (yrs)	27.9	30.0
Secondary amount	$0	$0
Funding fee	$1,821	$0
Note rate	6.46%	7.24%
Blended rate	6.46%	7.48%
1st payment	$2,347.02	$2,329.19
2nd payment	$0.00	$0.00
Taxes / mo	$152.33	$152.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$68.36
HOA / mo	$30.00	$30.00
Total monthly	$2,679.35	$2,729.88
Cash to close	$15,554	$37,975