Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$309,774	$301,410
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$1,549	$0
Note rate	5.23%	7.24%
Blended rate	5.23%	7.48%
1st payment	$1,826.56	$2,054.10
2nd payment	$0.00	$0.00
Taxes / mo	$214.58	$214.58
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$60.28
HOA / mo	$0.00	$0.00
Total monthly	$2,191.14	$2,478.97
Cash to close	$25,126	$33,490