Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$407,496	$407,496	$472,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$65,004	$0
Funding fee	$2,037	$2,037	$0
Note rate	3.450%	3.450%	7.240%
Blended rate	3.450%	4.214%	7.480%
1st payment	$2,008.16	$2,008.16	$3,220.08
2nd payment	$0.00	$487.53	$0.00
Taxes / mo	$209.58	$209.58	$209.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$62.00	$62.00	$62.00
Total monthly	$2,446.41	$2,933.94	$3,752.83
Cash to close	$117,504	$52,500	$52,500