Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$245,137$245,137$382,410
Remaining term (yrs)23.823.830.0
Secondary amount$0$137,273$0
Funding fee$1,226$1,226$0
Note rate2.88%2.88%7.24%
Blended rate2.88%4.718%7.48%
1st payment$1,182.79$1,182.79$2,606.12
2nd payment$0.00$915.15$0.00
Taxes / mo$273.92$273.92$273.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,606.71$2,521.86$3,106.52
Cash to close$179,763$42,490$42,490