Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$115,603	$115,603	$305,910
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$190,307	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.240%
Blended rate	4.420%	6.647%	7.480%
1st payment	$680.47	$680.47	$2,084.77
2nd payment	$0.00	$1,268.71	$0.00
Taxes / mo	$168.08	$168.08	$168.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$106.41	$106.41	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,104.97	$2,373.68	$2,464.04
Cash to close	$224,297	$33,990	$33,990