Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$186,951$186,951$269,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$82,959$0
Funding fee$935$935$0
Note rate3.12%3.12%7.24%
Blended rate3.12%4.927%7.48%
1st payment$890.46$890.46$1,839.43
2nd payment$0.00$622.19$0.00
Taxes / mo$174.25$174.25$174.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,214.71$1,836.89$2,217.66
Cash to close$112,949$29,990$29,990