Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$195,149	$195,149	$224,550
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$29,401	$0
Funding fee	$0	$0	$0
Note rate	6.69%	6.69%	7.24%
Blended rate	7.24%	7.47%	7.48%
1st payment	$1,296.05	$1,296.05	$1,530.30
2nd payment	$0.00	$220.51	$0.00
Taxes / mo	$80.25	$80.25	$80.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$92.15	$92.15	$44.91
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,618.45	$1,838.96	$1,805.46
Cash to close	$54,351	$24,950	$24,950