Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$231,143	$231,143	$332,100
Remaining term (yrs)	29.2	29.2	30.0
Secondary amount	$0	$100,957	$0
Funding fee	$1,156	$1,156	$0
Note rate	6.09%	6.09%	7.24%
Blended rate	6.09%	6.671%	7.48%
1st payment	$1,410.46	$1,410.46	$2,263.26
2nd payment	$0.00	$673.04	$0.00
Taxes / mo	$81.50	$81.50	$81.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,641.96	$2,315.01	$2,561.18
Cash to close	$137,857	$36,900	$36,900