Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$275,929	$260,910
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$1,380	$0
Note rate	5.89%	7.24%
Blended rate	5.89%	7.48%
1st payment	$1,727.45	$1,778.10
2nd payment	$0.00	$0.00
Taxes / mo	$126.67	$126.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$52.18
HOA / mo	$35.00	$35.00
Total monthly	$2,039.12	$2,141.95
Cash to close	$13,971	$28,990