Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$136,824	$136,824	$202,500
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$65,676	$0
Funding fee	$684	$684	$0
Note rate	7.060%	7.060%	7.240%
Blended rate	7.060%	7.689%	7.480%
1st payment	$937.07	$937.07	$1,380.03
2nd payment	$0.00	$492.57	$0.00
Taxes / mo	$80.50	$80.50	$80.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,167.57	$1,660.14	$1,651.03
Cash to close	$88,176	$22,500	$22,500