Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$176,792	$176,792	$337,500
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$160,708	$0
Funding fee	$884	$884	$0
Note rate	4.570%	4.570%	7.240%
Blended rate	4.570%	6.203%	7.480%
1st payment	$1,097.69	$1,097.69	$2,300.06
2nd payment	$0.00	$1,071.38	$0.00
Taxes / mo	$201.75	$201.75	$201.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,449.44	$2,520.82	$2,719.31
Cash to close	$198,208	$37,500	$37,500