Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$100,982	$100,982	$269,100
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$168,118	$0
Funding fee	$0	$0	$0
Note rate	4.04%	4.04%	7.24%
Blended rate	4.89%	6.833%	7.48%
1st payment	$587.74	$587.74	$1,833.91
2nd payment	$0.00	$1,120.79	$0.00
Taxes / mo	$96.83	$96.83	$96.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.78	$86.78	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$921.36	$2,042.15	$2,134.56
Cash to close	$198,018	$29,900	$29,900