Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$101,203	$101,203	$260,550
Remaining term (yrs)	13.7	13.7	30.0
Secondary amount	$0	$159,347	$0
Funding fee	$0	$0	$0
Note rate	4.77%	4.77%	7.24%
Blended rate	5.62%	7.076%	7.48%
1st payment	$837.50	$837.50	$1,775.64
2nd payment	$0.00	$1,062.31	$0.00
Taxes / mo	$207.50	$207.50	$207.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$113.46	$113.46	$52.11
HOA / mo	$225.00	$225.00	$225.00
Total monthly	$1,533.46	$2,595.77	$2,410.25
Cash to close	$188,297	$28,950	$28,950