Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$409,638	$409,638	$616,500
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$206,862	$0
Funding fee	$2,048	$2,048	$0
Note rate	6.770%	6.770%	7.240%
Blended rate	6.770%	7.099%	7.480%
1st payment	$2,738.90	$2,738.90	$4,201.44
2nd payment	$0.00	$1,335.98	$0.00
Taxes / mo	$166.92	$166.92	$166.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$123.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,072.48	$4,408.47	$4,658.32
Cash to close	$275,362	$68,500	$68,500