Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$205,235	$205,235	$300,600
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$95,365	$0
Funding fee	$1,026	$1,026	$0
Note rate	3.260%	3.260%	7.240%
Blended rate	3.260%	5.081%	7.480%
1st payment	$1,037.86	$1,037.86	$2,048.58
2nd payment	$0.00	$715.24	$0.00
Taxes / mo	$207.58	$207.58	$207.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.12
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,395.45	$2,110.69	$2,466.29
Cash to close	$128,765	$33,400	$33,400