Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$160,595	$160,595	$337,500
Remaining term (yrs)	19.6	19.6	30.0
Secondary amount	$0	$176,905	$0
Funding fee	$803	$803	$0
Note rate	3.57%	3.57%	7.24%
Blended rate	3.57%	5.892%	7.48%
1st payment	$948.07	$948.07	$2,300.06
2nd payment	$0.00	$1,179.37	$0.00
Taxes / mo	$219.83	$219.83	$219.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,317.90	$2,497.27	$2,737.39
Cash to close	$214,405	$37,500	$37,500